The unified pension infrastructure for Nigeria

BLACPAY helps every Nigerian open and track a Retirement Savings Account whether you do it yourself online or sit with an agent who guides you through each step.

Four Nigerians of different generations standing together in front of an office building at sunset

How registration works

Four clear steps. Pause anytime, and pick up where you left off.

Confirm who you are
Verify your identity with your National Identification Number (NIN). We only ask for what’s needed.
Choose your PFA
Pick the Pension Fund Administrator who will manage your savings. You’re in control of the choice.
Add your details
Your address, employer, next-of-kin and a photo. Save as you go, nothing is lost.
Submit and track
Send your application and follow its progress. We’ll tell you exactly where it stands.

We tell you the truth about your status

When you submit, you get a receipt and a reference, but that means your request is pending, not that your pension is final yet. BLACPAY always shows your real status and lets you know the moment it changes, so you’re never left guessing.

Built on trust, by design

Pensions are a long-term promise. We treat your data and your registration with the seriousness that deserves.

Licensed by PenCom
Questions about our licence? Contact us and we’ll answer them.
Your data, protected
This website has no forms, no cookies and no tracking.
Honest and transparent
We show authoritative status, confirm outcomes properly, and never present a request as final before it is.